Privacy Policy

General

Asca-corp S.R.L. (“the Company” or “Future Business Money” or “we”) is the owner of the website www.futurebusinessmoney.com (“the Website” or “the Platform”). Future Business Money is committed to protecting your privacy and we understand you want to keep your information private, safe and discrete. This Privacy Policy is designed to help you decide whether to use the Service and in what manner, and it describes how we collect, store and use information on individuals who use the Service.

The Services hereunder are offered by Asca-corp S.R.L., registered at:

Ronda Sant Ramon de Penyafort 40, 09830, Besos Mar, Barcelona; VAT and number registration in the Commercial Y5732957Z.

 

Description of Users and Acceptance of Terms

This Privacy Policy applies to the visitors of the Website, who view only publicly-available content (the “Visitors”) and customers who have signed up to access and use the Services offered through the Platform (the “Customers”).

By visiting or browsing the publicly accessible areas of the Website, Visitors are acknowledging that they have read, understood, and agree to be legally bound by this Privacy Policy and our Terms of Use. If you do not agree to any of the terms in this Privacy Policy or the Terms of Use, you may not access or use the Website.

If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy. This Privacy Policy applies only to the Platform.

 

Information We Collect or Receive

We may require you to provide us with certain personally identifiable information that will be used to sign up and to identify you as an Investor. Also, some Personal Information will be collected at the contract moment once a package should purchasing. Personal Information may be freely provided by the User in a dedicated input or through specific form displayed or, in the case of Usage Data, collected automatically during the use of this Website. Some Data requested by this Website is mandatory. If the User refuses to communicate them, it may be impossible for this Website to provide the Service.

In the course of operating the Platform and providing the Services, we collect or receive the following types of information:

Personal Information

When you register to become an Investor, you will be asked to provide us with certain information about you, such as your name, date of birth, home address, telephone number, and email address. When you are purchasing a package we may also collect more information such as Tax ID number, IBAN, bank name, job position and information to verify your identity (passport, ID card or driver’s license information) and some Personal Information when you voluntarily provide us with Personal Information as a Visitor, such as when you need to contact us.

Nonpublic Personal Information

When you register to become an Investor and at certain times following initial registration during the provision of our Services to you, we will also collect your nonpublic personal information which means (i) any information you provide to us to obtain a financial product or service from us, (ii) any information about you resulting from any transaction involving a financial product or service between us and you, or (iii) any information we otherwise obtain about you in connection with providing a financial product or service to you (collectively, the “Nonpublic Personal Information”). Nonpublic Personal Information is a subset of Personal Information and shall be considered Personal Information under this Privacy Policy. We may also collect Nonpublic Personal Information from Visitors, who are consumers of our Platform.

Investment Package Information

When you register as an Investor, you may be asked to provide information about the package you want to invest. Investment Package Information may be updated or modified following initial registration during the provision of our Services to you. Investment Package Information is a subset of Personal Information and shall be considered Personal Information under this Privacy Policy.

Transaction, Card and Bank Information

When Investors wish to make a purchase through the Platform, they must provide us with certain information about the transaction they are seeking to execute. Certain features of the Services will allow you to link your credit card, debit card, and bank accounts to your Platform by providing your account number, billing address and similar information (collectively, the “Card and Bank Information”). Card and Bank Information may be collected and processed by one or more third parties pursuant to the terms and conditions of their respective privacy policies and terms of use. Card and Bank Information is a subset of Personal Information and shall be considered Personal Information under this Privacy Policy.

Additional and/or Other Information

We may automatically collect or receive additional information about you, your use of our Platform, your interactions with us and our advertising, as well as information regarding your computer or other devices used to access our Platform (collectively, the “Other Information”). Such Other Information may include, but is not limited to, the following:

a. From Your Activity

  • IP address, which may consist of a static or dynamic IP address and will sometimes point to a specific identifiable computer or device;
  • Browser type and language;
  • Referring and exit pages and URLs (Uniform Resource Identifier);
  • The time of the request for the purchase;
  • The country of origin
  • Date and time; and
  • Details regarding your activity on the Platform, such as search queries and other performance and usage data.

 

b. About Your Device

  • Type of device;
  • Universally Unique Identifier (“UUID”);
  • Advertising Identifier (“IDFA” or “AdID”);
  • Operating system and version (e.g., iOS, Android or Windows);
  • Wireless carrier; and
  • Network type (WiFi, 3G, 4G, or LTE).

 

c. From Cookies, Web Beacons, and Other Similar Tracking Techniques

In operating the Platform, we may also use data collection and tracking tools such as web beacons, pixel tags, embedded links, cookies, and other similar tracking techniques. Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive. Our website uses cookies to collect information and to improve our Service. For example, our Platform may set a cookie on your browser that allows you to access the Platform without needing to remember and then enter a password more than once during a visit to the Platform. In all cases in which we use cookies, we will not collect Personal Information unless we obtain your permission. On most web browsers, you will find a “help” section on the toolbar. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your computer. If you choose to refuse our cookies or disable cookies in your browser, you can still use the Platform, although your ability to use some of the features may be affected.

 

d. Third-Party Analytics

We may use third-party analytics services (for example, we use Google Analytics) to evaluate your use of the Platform, compile reports on activity, analyze performance metrics, and collect and evaluate other information relating to the Platform. These third parties use cookies and other technologies to help analyze and provide us with the data. You consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this Privacy Policy. For more information on these third parties, including how to opt out from certain data collection, please visit https://www.google.com/analytics. Please be advised that if you opt out of any service, you may not be able to use the full functionality of the Platform.

 

How and Where the Information is Used and Shared

The Personal Information collected is used to provide an excellent service to the user, who can, in fact, choose from three different fantastic products: the Package Gold, the Package Diamond and/or the Package FutureLife. You authorize us to use the Personal Information, the Third-Party Information, and the Other Information (collectively, the “Information”) to provide and improve our Platform and Services; to help us improve the content and functionality of our Platform and Services; to provide trade recommendations; to solicit your feedback; and to inform you about our products and services. The Personal Information collected to complete the payment can be those sent by the Investor or those related to the credit card, the bank account used for the transfer or other payment instruments provided by the Stripe program. The payment details collected by this Website depend on the payment system used by the Investor.

 

You also authorize us to use and/or share Information as described below:

  • We will access, use, and share the Information as required to fulfill our contractual obligations to you or subsequent requests for support by you.
  • To track your purchases, match your purchases with the other Information we have about you and provide suggestions to you that we believe may help you.
  • Future Business Money, like many businesses, sometimes hires other companies to perform certain business-related functions on our behalf. Examples of such functions include website hosting, mailing information, maintaining databases, ID verification, processing applications, processing payments and completing transactions. When we employ another company to perform a function of this nature, we only provide it with the information that it needs to perform its specific function. These companies are authorized to use your Information only as necessary to provide these services to us.
  • As we develop our businesses, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, the Information may be part of the transferred assets and you will be notified via email and/or a prominent notice on our Platform of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information.
  • Future Business Money may disclose your Information if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of Future Business Money, (iii) act in urgent circumstances to protect the financial security of users of the Platform or the public against fraud or other harm, or (iv) protect against legal liability.
  • We may share your Information with third parties, including but not limited to third-party market research firms for analysis purposes and to help such third parties generate market research data for us which will not identify you personally. Such third parties will provide us with market research data to help us better segment our customer base and understand what products and services would likely work best for our customers.

The Personal Information is processed at the Future Business Money’ Office and in any other place where the parties involved in the processing are located and may be transferred to another country in which the User is not located. You have the right to obtain information regarding the legal basis for the transfer of Data outside the European Union or to an international organization of public international law or consisting of two or more countries, such as the UN, as well as regarding the security measures taken by us to protect the Data. For more information, contact us.

We will not share your Information with non-affiliated third parties that may use your Information to market to you, without obtaining your opt-in consent.

 

Investor/User Rights

Users may exercise certain rights with reference to the data processed by us. In particular, the Investor has the right to:

  • Withdraw consent at any time. The Investor may withdraw consent to the processing of their Personal Information previously expressed at any time, but the company reserves the cancellation at the end of the package or packages purchased;
  • Oppose the processing of your data. You may object to the processing of your data when it occurs on a legal basis other than consent. Details on the right of the opposition are indicated in the section below.
  • Access your data. The User has the right to obtain information on the information processed by us, on certain aspects of the processing and to receive a copy of the information processed;
  • Verify and request rectification. The User can verify the correctness of his data and request its updating or correction, also updated it directly on the Platform;
  • Obtain treatment limitation. When certain conditions are met, the User may request the limitation of the processing of their data. In this case, we will not process the data for any other purpose other than their conservation;
  • Obtain the cancellation or removal of their Personal Information. When certain conditions are met, the User can request the cancellation of their Data with us.
  • Propose a complaint. The User can lodge a complaint with the competent personal data protection authority or act in court.

 

Details on the right of the opposition

When Personal Information is processed in the public interest, in the exercise of public authority to which the Holder is invested or to pursue a legitimate interest of the Owner, Users have the right to oppose the processing for reasons related to their particular situation.

How to exercise the rights

To exercise the rights of the User, Users can direct a request to the contact details of the Owner indicated in this document. The requests are filed for free and processed by the Data Controller as soon as possible, in any case within a month (30 days).

Defense in court

The User’s Personal Data may be used by the Owner in court or in the preparatory stages of its possible establishment for the defense against abuse of the use of this Website or the related Services by the User.

The User declares to be aware that the Data Controller may be obliged to disclose the Data by order of the public authorities.

 

Accessing and Modifying Information

If you have provided us any Personal Information, you may access, review, and/or make changes, by making the changes in your registered account settings page, by emailing us at [email protected].

 

Service Providers

We may employ third-party companies and individuals due to the following reasons:

  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

 

Third-Party Payment Processor

The payment management services allow this Website to process payments by credit card, bank transfer or other instruments. The data used for the payment are acquired directly by the payment service operator requested and processed by this Website. We use a third party payment processor to process payments made to us. Rather, all such information is provided directly to our third party processor, Stripe uses and processes your complete payment information in accordance with Stripe’s privacy policy.

Some of these services may also allow the sending of messages to the User, such as emails containing invoices or notifications regarding payment confirmations or the opening of new packages.

 

Legal references and basis processing

Unless otherwise specified, any reference to the European Union contained in this document shall be extended to all current member states of the European Union and the European Economic Area. This privacy statement is drawn upon the basis of multiple legislative systems, including articles 13 and 14 of Regulation (EU) 2016/679. Unless otherwise specified, this privacy statement applies exclusively to this Website.

We process the Information relating to the User in the event one of the following conditions exists:

  • The User has given consent for one or more specific purposes; Note: in some jurisdictions, we may be authorized to process Personal Information without the User’s consent or another of the legal bases specified below, as long as the User does not object (“opt-out”) to this treatment. However, this is not applicable if the processing of Personal Information is regulated by European legislation regarding the protection of Personal Data;
  • The processing is necessary for the execution of a contract with the User and/or the execution of pre-contractual measures;
  • The processing is necessary to fulfill a legal obligation to which we are subject;
  • The processing is necessary for the performance of a task carried out in the public interest or for the exercise of public authority vested in the Holder;
  • The processing is necessary for the pursuit of the legitimate interest of the owner or third parties.

In any case, it is always possible to ask us to clarify the concrete legal basis of each treatment and in particular to specify whether the treatment is based on the law, provided for by a contractor necessary to conclude a contract.

 

Security

The security of your information is important to us. We value your trust in providing us with your Personal Information, thus we are striving to use commercially acceptable means of protecting it. When you enter sensitive information (such as bank account information), we encrypt the transmission of that information using secure socket layer technology (SSL). We and our custodian also use third-party ID verification to ensure our users’ true identities are validated. But remember that no security system is impenetrable. We cannot guarantee the security of our databases or the databases of the third parties with which we may share such information, nor can we guarantee that the information you supply will not be intercepted while being transmitted over the Internet. The subjects to whom the personal data refer have the right at any time to exercise their rights as provided for by the GDPR. If you have any questions about security on our website, you can contact us at [email protected].

 

Retention of Your Information

We will retain your Information for as long as it serves the purpose(s) for which it was initially collected. We will also retain and use your Information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Therefore:

  • The Personal Information collected for purposes related to the execution of a contract between us will be retained until the execution of the contract is completed;
  • The Personal Information collected for purposes related to the legitimate interest to us will be retained until such interest is met;
  • When the processing is based on your consent, we may retain the Personal Information for a longer period until such consent is revoked. Furthermore, we may be obliged to keep the Personal Information for a longer period in compliance with a legal obligation or an order of authority.
  • At the end of the retention period, the Personal Information will be deleted. Therefore, at the end of the term, the right of access, cancellation, rectification and the right to data portability can no longer be exercised.

 

Suspicious Email

We do not email you or send you other electronic communications to request nonpublic information or account information (such as username and password). If you receive an unsolicited email or other electronic communication that appears to be from Future Business Money but you suspect it may be from some other source or fraudulent, please email us at [email protected].

 

Children

The Platform is not directed to children under 13, and we do not knowingly collect or receive Personal Information from children under the age of 13 through the Platform. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce this Privacy Policy by instructing their children to never provide any Personal Information on the Platform, the Services, or any other website without their permission. If you have reason to believe that a child under the age of 13 has provided Personal Information to us through the Platform, please contact us at [email protected]

 

Former Customers

If your customer relationship with us ends, we will not destroy your Information unless required or permitted by law. We will continue to treat your Personal Information in accordance with this Privacy Policy and applicable laws.

 

Other Important Notices

The Platform is intended for natural persons who are citizens or other lawful residents of the European Union. The Platform, the Services, and their servers are controlled and operated in the European Union. Please be aware that your Information may be transferred to, processed, maintained, and used on computers, servers, and systems located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your country of origin. If you are located outside the European Union and choose to use the Platform, you do so at your own risk.

 

Information not contained in this policy

Further information in relation to the processing of Personal Data may be requested at any time by us using the contact details.

 

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. If we make any material changes to this Privacy Policy we will notify you through one of the contact details held. These changes are effective immediately after they are posted on this page. By visiting and/or using the Platform after we make any such changes to this Privacy Policy, you are deemed to have accepted such changes.

 

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us by email: [email protected]